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AmRisc East Coast Habitational and General Property

At AmRisc, one of our specialties is our ability to underwrite properties in Tier 1 counties on the Eastern Seaboard of the United States.  We can accommodate large schedules and have the ability to include Flood and Earthquake.

Target Risks: Full value coverage on coastal commercial property risks including real estate, apartments, condominium or townhome associations, offices, retail, and lessor’s risk.

Typical Non-Target or Excluded Risks:

  • EIFS, Dryvitt or similarly constructed buildings (unless cosmetic or incidental)
  • Waterfront ISO 1-3 construction built prior to 1987
  • Waterfront hotels and motels built prior to 1987
  • Risks with unprotected aluminum wiring
  • Section 8 or HUD managed properties (will consider Wind/Hail Only)
  • Non-CAT, standard market risks under $0.15 rate

Geographical Specialty: Wind-exposed risks in Georgia, South Carolina, North Carolina, Virginia, Delaware, Maryland, New Jersey and New York.

Target TIV: $5M to $2.5B*

Account Limit:

  • Up to $300M* per risk
  • Generally Full Limit

*AmRisc National Accounts Team generally handles general property risks with TIV more than $50M at key location or account TIV greater than $300M.

Minimum Deductible: $5,000 AOP; $25,000 Named Storm Wind/Hail, depending on location.

Minimum Account Premium: $10,000

Risks should be emailed to

Please attach to the e-mail, our AmRisc SOV, downloadable as excel spreadsheet for your completion from either the "Submission Information" page or "Downloads" page of this website along with a standard Acord Application for your Risk.
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